Financial Planning
Education Loan
Connect with India's leading banks and NBFCs for education loans at competitive rates — with or without collateral — for studying at top international universities.
₹2Cr+
Max Loan Amount
15+
Partner Banks & NBFCs
72hr
Approval Turnaround
What We Do
Our Education Loan Services
Loan Types Available
- Secured loans (with collateral) — up to ₹2 Crore+
- Unsecured loans (no collateral) — up to ₹75 Lakhs
- Government-backed Vidya Lakshmi portal loans
- NBFC fast-track approvals
- Loans for tuition, living, travel, and equipment
- Moratorium period during studies
Partner Institutions
- SBI, Bank of Baroda, Canara Bank (nationalised banks)
- HDFC Credila, Prodigy Finance (NBFCs)
- Avanse Financial Services
- InCred Education Finance
How It Works
Our Step-by-Step Process
Step01
Eligibility Check
Assess your loan eligibility based on profile and university offer letter.
Step02
Bank Matching
Match you with the best loan option for your needs and repayment capacity.
Step03
Documentation
Prepare all required documents — academic, financial, and property (if secured).
Step04
Application
Submit the loan application to the selected institution.
Step05
Disbursement
Loan sanctioned and disbursed directly to the university or your account.
Common Questions
Frequently Asked Questions
What is the maximum loan amount available?
Secured loans can go up to ₹2 Crore or more depending on the collateral. Unsecured loans from NBFCs go up to ₹75 Lakhs for top universities.
Do I need a co-applicant for an education loan?
Most banks require a co-applicant (usually a parent or guardian). NBFCs may offer loans without a co-applicant for top universities.
When does repayment start?
Most education loans have a moratorium period — you start repaying 6–12 months after completing your degree or getting a job, whichever is earlier.
Are there tax benefits on education loans?
Yes. Under Section 80E of the Income Tax Act, the interest paid on education loans is fully deductible from taxable income for up to 8 years.